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Welcome to Creditsafe

Welcome to Creditsafe

UK Credit Risk Explained

Understand more about how our ratings are calculated with our free guide

Credit Risk Changes Graphic

Learn more about your Creditsafe rating

As an Investor it is important that you understand the potential risks involved when you lend to a business. Creditsafe provides easy to use reports that illustrate the risk profile of a business using various sources of data.

In the UK, Creditsafe is one of only 4 primary data providers. This allows us to obtain our company information directly from official sources such as Companies House, London and Edinburgh Gazette and The Registry Trust. This data is combined with our unique data sets such trade payment experiences and is then analysed to produce one of the most predictive credit rating algorithms in the industry.

What does the Creditsafe credit rating mean?

Creditsafe company reports employ a system which rates companies from 1 -100 indicating the likelihood of a company entering insolvency in the next 12 months. High risk companies are highlighted in red whereas creditworthy companies are highlighted in green allowing Investors to make informed decisions when choosing who to lend to.

Creditsafe working in partnership with:


Green Circle  71 - 100  Very Low Risk 
Green Circle  51 - 70  Low Risk
Green Circle 30 - 50  Moderate Risk 
Red Circle  21 - 29  High Risk 
Red Circle 1 - 20  Very High Risk 

Endorsed by all major insurers

Creditsafe’s rating system is one of the most trusted within the industry, as a result of this all the UK’s major insurers endorse our ratings and limits.

For more information on our ratings please download our guide here.

For free Creditsafe trial please complete the form or call 02920 886 500Contact

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