Consumer Credit Reports
Creditsafe’s Consumer Credit Reports allow you to assess the likelihood of your customers being able to fulfil their credit commitments. Our Consumer Credit Reports allow you to process individual or joint applications simply and efficiently.
Creditsafe’s Consumer Credit Reports can confirm:
• An applicant's name
• Address (Submitted and Undeclared)
• Electoral status (full or edited, dependent on search purpose)
• Credit score (where applicable)
Any adverse public data including:
• Credit search history
Our Consumer Data Sources
Creditsafe’s Consumer Credit Reports are powered by CallCredit, one of the UK’s leading consumer credit agencies. CallCredit obtain their information regarding consumers and their credit history from various sources including electoral roll offices, county courts and the Insolvency Service, plus banks, building societies and lenders (known as subscribers) that have granted credit.
Who can use Creditsafe’s Consumer Credit Reports?
In order to purchase our Consumer Credit Reports a business must be registered with the Data Protection Agency and have a DPR Number. You must also have the individual’s consent.
What are the benefits of Consumer Credit Reports?
• Scores enabling you to make decisions based on the relative risk of credit default
• Fully integrated into the Creditsafe system
• Reduce the risk of fraud
These reports help you and your customers avoid the threat of Identity Fraud - one of the fastest growing financial crime in the UK.